Common Law Court of Record, how to file
I have several credit cards and auto loan with bank. I got behind on payments, bank would not work with me and blocked my accounts. They refused to give me a copy of the auto loan. This has been going on for 2 yrs. I have learned thru the process, but still need help.
I filed a complaint in state court, fdcpa, fcra, tila & Tcpa violations, bank moved to Federal court, I initiated arbitration, which was a disaster.
The arbitrator awarded the bank everything and included atty’s fees totaling $89,000. This was treble (triple damages) this is when I learned the banks pay the arbitrators.
I appealed the award as stated in the contract. The arb company changed the language from consume to commercial arbitration. I objected to that, judge ignored. The judge is all for the bank, awarded the bank the judgment.
No one ever showed in court for the bank, all heresy by their atty, no oaths, no contracts, nothing and judge said I filed frivolous lawsuit and threatened sanctions if I brought another suit against bank or their atty’s. Judge did state that I could ask for leave and amend.
My question, do I ask for leave to amend & file common law court of record, or do I do a new claim & file at common law court of record. If I file indigent, does that put me in their jurisdiction? And will that anger judge if I file again?
Thanks for your help, appreciate it.